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    Tuesday, 19 March 2019

    The Unseen Bigger Picture of SMEs: A Case Study of Developed and Developing Nations


    The economic leap of a handful of developed Nations is predicated on the performance of SMEs and the general conditions for operations. Most nation's GDP rely on SMEs to take a scale up. Paying attention to SMEs is an undisclosed secret of developed nations and the bane of ignorance of developing nations.

    SMEs in Personal View
    Small and medium scale enterprises, can be defined by assets, they are the custodians of the market. They in most cases have direct linkups with final consumers and could tell when a country records a high ease in doing trade, they are micro and many, they gasp for breath in challenging environment, they are stressed over gaining local confidence on their products and services especially in African nations, they get wounded by unhealthy policies. Though they do not have the resources of large companies, their essence is entrepreneurial and are very important to the innovation and growth of a country's economy. 

    European View
    SMEs are non-subsidiary independent firms which have small investment capitals, with small annual business turn-over. , Small firms are generally those with fewer than 50 employees and an upper limit of 250 employees. However, some countries set limits of 200 while US considers 500 employees’ threshold. The European perspective gives room for lifting the financial bar: the turnover of medium-sized enterprises i.e. 50-249 employees should not exceed EUR 50 million; that of small enterprises i.e 10-49 employees should not exceed EUR 10 million.

    Government Involvement
    The European Union in 1st January 2005 had enforced a community act, state aid and funding programmes where SMEs can be granted higher intensity of national and regional aid than large companies.

    The principles of SMEs as economic contributive businesses have not changed over the years, rather the environment have and will constantly change. Business environments are constantly moving from kiosks, physical warehouses, brick shops to e-commerce, digital base, seamless transactions and delivery across seas, validating bordelessness in the bid of improving human’s experience in the world of commerce. These changes go with a huge demand for evolving supportive technologies and incentives to build a business model around the trend, but sadly, a huge percentage of this demand is a weight on the shoulder of governments that aren't up-to the task. SMEs should be supported by legislations like the public procurement act, business friendly land use act, improved deregulation of our grid system to constantly supply electricity as cheap as though they're subsidized, improved ICT, telecommunications affordability etc.

    SMEs are the Economic Backbone
    According to the International Council for Small Business (ICSB), Micro, Small and Medium-sized Enterprises (MSMEs) make up to over 90 per cent of all firms, provide up-to 60% employments, and account for 50 per cent of Gross Domestic Product (GDP) of any economy.
    According to SBA (gov. 2016), The SMEs are the backbone of successful economies like the Uz`3SA, EU and China; where over 43 million small businesses employ about 60 to 70 % of the overall workforce, and generate more than half of the nations’ gross domestic products (GDP).

    USA; A Case Study
    As of 2016, there were 28.8 million small businesses in United States of America, against 18,500 large companies in the US., which accounted for 99.7% of US businesses. (Source: SBA Gov 2016).
    In the 4th quarter of 2016, private-sector employment increased by 1.7% as the US small businesses employed over 57.9 million people. 23 million of these businesses are self employed and home-based; indicating that SMEs are the biggest employers of labor, job creators, and contributors to the Nation's GDP. (abakin biz school). The US has a GDP that is almost $17 trillion which is a quantitative measure of the United State’s total economic activity.
    Liberty Capital Group in one of her recent report had indicated that “around half of the American workforce is employed by a small business, and almost 67% of all new jobs are generated by small businesses”. However, the US small businesses are challenged with growth and easiness to link up to economic uncertainty, accessing capital while faced with a write-off in favor of bigger corporate ventures. Low consumer spending and regulatory burdens also have slight effects on SMEs in US.

    China; A Case Study
    The People's Republic of China with estimated 1.4 billion population holds SMEs as significant drivers of their big economy.
    SMEs in China are considered rather bigger relative to that of Europe or the United States considering labor intensity in production and its large demography. China Bureau of Statistics (CBS) had in one of their yearly reports said that, the number of China SMEs rose to over 40 Million in 2004 against Europe which stood at about 19 Million in 2003. In 2015, 97.9% of all registered enterprises were SMEs, contributing 68% of China's export and 58% of her GDP (According to China statistical year book). They're creating employment opportunities amounting to 82% of total employees in China and responsible for 75% of new yearly jobs.

    Awake Nigeria
    Nigeria as Africa’s largest commodity market can have SMEs also boost her economy in areas such as; employment creation, poverty reduction, and industrial development amongst others, this boost the development of indigenous technology, diversification of the economy; and forward-integration with established sectors in Nigeria such as the banking industry, telecommunication sector, oil and gas, etc.

    According to National Bureau of Statistics (NBS) and Small and Medium Enterprises Development Agency of Nigeria (SMEDAN), they reported that in 2013, Nigeria had 37 million MSMEs with 36 million recorded as micro businesses and they employed as at Dec 2013 59,741,211 which represents 84.02% of Nigeria's total labor force. This sector has contributed 48.47% of the nation's GDP and 7.27% of the total exportation volume in same year.
    However, this is the most neglected sector in the nation according to experts, haunted by poor local content promotion, affinity for foreign products and doubtful local patronage, bureaucracies to obtaining loan with huge interests, monopoly of government cronies, unfavorable land use act, shady public procurement and poor enforcement of public procurement act, power, just to mention but a few. Though many government agencies and institutions have played and continue to play significant roles in the growth and improvement of SMEs in Nigeria; but more efforts are required for a faster development pace.
    While I appreciate business tycoon – Tony Elumelu CON, for his entrepreneurial benevolence rendered to young African entrepreneurs annually, I like to point out that we need more of the Elumelu’s to make a massive impact by pushing in direct investment in entrepreneurship and small businesses across all major economic sectors in Nigeria like Agriculture, Information Technology, Manufacturing, Arts/Fashion, Entertainment and most importantly investments in major market hubs like Onitsha, Nnewi, Kano. seaports and international airports should be opened in these zones for ease in export trade, the Lagos-monopoly is cankewormic to sales, industrial zones in the nation should be developed and provided with constant electricity grid.

    Conclusively, I like to affirm that there are no doubts that small and medium scale enterprises are essential for rapid and sustained economic growth and development of African nations as growing economies. It becomes expedient to take speedy actions on this discourse so as to meet up the space with the United Nations Sustainable Development Goals.

    Ohanwe, Emmanuel. I.
    Content creator cum Economic analyst.
    +2347034930975

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